HealthLink Insurance Agency LLC
We're a licensed insurance agency that specializes in one thing: helping people navigate health coverage after a job loss or qualifying life event. No runaround, no jargon — just clear answers from advisors who know COBRA inside and out.
Our Mission
Nobody should lose health coverage because the paperwork was confusing.
COBRA notices are dense, deadlines are unforgiving, and the cost of a mistake can be a lapse in coverage at the worst possible time. HealthLink Insurance Agency LLC was built to fix that.
We work with individuals and families who've just lost employer-sponsored coverage — whether through a layoff, a divorce, or another qualifying event. We help them understand their rights, compare their options honestly, and get enrolled in the coverage that actually fits their situation and budget.
Sometimes that's COBRA. Sometimes it's an ACA marketplace plan with a subsidy that costs a fraction of the price. We tell you which is which — and we never push you toward the option that pays us more.
By The Numbers
What We Do
From the day you lose coverage to the day you find something better.
COBRA Enrollment Guidance
We walk you through every step of electing COBRA — from reading your election notice to making your first payment on time.
Start COBRA EnrollmentCoverage Alternatives
We compare COBRA against ACA marketplace plans, short-term coverage, and other options so you can make an informed decision.
Compare AlternativesOngoing Plan Management
Questions about payments, dependents, or coverage verification? We help you manage your active COBRA plan from election through expiration.
Manage Your PlanState-Specific Expertise
Mini-COBRA laws vary dramatically by state. We know the rules in all 22 states where we're licensed and can tell you exactly what applies to your situation.
State COBRA RulesHow We Work
The principles that guide every conversation with every client.
Honest Guidance
We tell you when COBRA is the right choice — and when it isn't. Our advisors are paid to help you find the best coverage, not to push the most expensive option.
Deep Expertise
COBRA is all we do. Our team stays current on federal regulations, state mini-COBRA laws, and ACA marketplace rules so you don't have to.
People First
Losing a job or going through a life change is stressful enough. We make the insurance piece straightforward, fast, and human.
No Pressure
There's no obligation when you call us. We answer your questions, explain your options, and let you decide what's right for your situation.
Credentials & Compliance
Licensed, certified, and accountable.
- Licensed in 22 states
- Certified COBRA Advisors on staff
- Errors & Omissions (E&O) insured
- Compliant with state Department of Insurance requirements
- Registered with the U.S. Department of Labor COBRA guidelines
- Member of the National Association of Health Underwriters (NAHU)
Licensed States
We're licensed in 22 states.
Not in one of these states? Contact us — we may be able to refer you to a licensed advisor in your state.
We're Here to Help
Navigating health insurance between jobs can be confusing. Connect with our licensed advisors in whichever way works best for you.
Not Sure Which
Option Is Right
for You?
Our licensed advisors compare all your options side by side — COBRA, ACA plans, short-term coverage, and more — at no cost to you. We're independent, so we work for you, not the insurance companies.
Licensed in 22 states • No obligation • Free consultation